Rapid City Personal Loans Online – Apply Now

Complete a simple application form online to get personal financing from legit direct lender regardless of your credit score.

Low Rate Personal Loans in South Dakota. Even if you have bad credit, you can still apply and get approved for a $5,000 – $35,000 Personal loan in Rapid City, SD. Look through the basic requirements of direct lenders and get financing the same or the next business day.

Best Personal Loan lenders in Rapid City, SD

  • A-Z Title Loans Inc

  • A-Z Title Loans Inc: 420 E Saint Patrick St, Tel.: (605) 721-1675
  • Advance America

  • Advance America: 608 E North St, Tel.: (605) 342-1600
  • Affiliated Mortgage Company

  • Affiliated Mortgage Company: 2920 W Main St Ste 2, Tel.: (605) 718-9820
  • Aric Lopez - CMG Financial Representative

  • Aric Lopez - CMG Financial Representative: 4940 5th St Ste 2a, Tel.: (605) 430-5613
  • BankWest

  • BankWest: 709 Main St, Tel.: (605) 399-2265
  • BankWest: 311 Omaha St, Tel.: (605) 399-2265
  • Best Choice Pawn

  • Best Choice Pawn: 1903 N Maple Ave, Tel.: (605) 791-1050
  • Best Rate Title Loan

  • Best Rate Title Loan: 1209 E Saint Patrick St, Tel.: (605) 716-2842
  • Black Hills Community Loan Fund

  • Black Hills Community Loan Fund: 607 1/2 Mt. Rushmore Road, Suite 105, Tel.: (605) 519-5124
  • Black Hills Federal Credit Union

  • Black Hills Federal Credit Union: 2700 N Plaza Dr, Tel.: (605) 718-1818
  • Black Hills Federal Credit Union: 725 E North St, Tel.: (605) 343-0891
  • Black Hills Federal Credit Union: 225 Main St, Tel.: (605) 343-0891
  • Black Hills Federal Credit Union: 118 Kinney Ave, Tel.: (605) 343-0891
  • Black Hills Federal Credit Union: 850 Mountain View Rd, Tel.: (605) 343-0891
  • Black Hills Pawn

  • Black Hills Pawn: 905 E North St, Tel.: (605) 348-1122
  • Blue Ribbon Mortgage

  • Blue Ribbon Mortgage: 1220 Mount Rushmore Rd, Tel.: (307) 685-3414
  • Blue Ribbon Mortgage LLC

  • Blue Ribbon Mortgage LLC: 2025 Jackson Blvd, Tel.: (605) 343-8087
  • Ca H-N-Go

  • Ca H-N-Go: 1430 Haines Ave Ste 104b, Tel.: (605) 341-6669
  • Cash Investment

  • Cash Investment: 1315 Haines Ave, Tel.: (605) 343-1632
  • Cash Spot

  • Cash Spot: 1012 E North St Ste D, Tel.: (605) 348-4490
  • Cash With US

  • Cash With US: 406 E North St, Tel.: (605) 341-9950
  • Check & Go

  • Check & Go: 1320 Mount Rushmore Rd, Tel.: (605) 388-3333
  • Check Into Cash

  • Check Into Cash: 107 E North St, Tel.: (605) 343-3774
  • Clayton Schwahn-CMG Financial Representative

  • Clayton Schwahn-CMG Financial Representative: 49490 5th St, Tel.: (605) 391-7172
  • Convenient Loan

  • Convenient Loan: 116 East Blvd N, Tel.: (605) 342-0049
  • Convenient Loan: 1727 W Main St Ste 3, Tel.: (605) 737-4652
  • Country Home Loans

  • Country Home Loans: 2510 N Plaza Dr, Tel.: (605) 342-0678
  • CU Mortgage Direct

  • CU Mortgage Direct: 625 Flormann St, Tel.: (605) 721-0675
  • Dacotah Bank

  • Dacotah Bank: 125 Main St, Tel.: (605) 394-9000
  • Dacotah Bank: 3535 5th St, Tel.: (605) 342-3100
  • Dacotah Federal Credit Union

  • Dacotah Federal Credit Union: 2990 E Highway 44, Tel.: (605) 791-1424
  • Dakota Home Loans

  • Dakota Home Loans: 3024 Tower Rd, Tel.: (605) 716-7373
  • Discount Loans

  • Discount Loans: 3618 Canyon Lake Dr Ste 110, Tel.: (605) 718-5626
  • Dollar Loan Center

  • Dollar Loan Center: 1575 N Lacrosse St Ste E, Tel.: (605) 341-5626
  • Dollar Loan Center: 1805 Cambell St, Tel.: (605) 348-5626
  • EZ Money

  • EZ Money: 103 New York St, Tel.: (605) 341-9951
  • EZ Money Check Cashing

  • EZ Money Check Cashing: 110 N Cambell St Ste D, Tel.: (605) 341-5541
  • Fair Deal Pawn & Gun

  • Fair Deal Pawn & Gun: 307 East Blvd N, Tel.: (605) 341-8664
  • Farm Credit Mid-America

  • Farm Credit Mid-America: 2510 N Plaza Dr, Tel.: (605) 342-0678
  • First Interstate Bank

  • First Interstate Bank: 847 N Creek Dr, Tel.: (605) 718-2265
  • First Interstate Bank: 711 N Creek Dr, Tel.: (605) 718-2265
  • First Interstate Bank: 650 Flormann St, Tel.: (605) 348-4545
  • First Interstate Mortgage

  • First Interstate Mortgage: 333 West Blvd Ste 100, Tel.: (605) 721-7484
  • First National Bank

  • First National Bank: 632 Main St Ste 100, Tel.: (605) 399-0990
  • First National Pawn

  • First National Pawn: 115 E North St, Tel.: (605) 341-6866
  • First National Pawn: 930 E North St, Tel.: (605) 341-5090
  • First Western Federal Savings Bank

  • First Western Federal Savings Bank: 402 Main St, Tel.: (800) 908-8845
  • Franklin Finance

  • Franklin Finance: 2218 Jackson Blvd Ste 5, Tel.: (605) 342-8310
  • Gardner Carey MLO

  • Gardner Carey MLO: 4940 5th St, Tel.: (800) 264-4663
  • Gateway Financial

  • Gateway Financial: 3788 E Highway 44 Ste B, Tel.: (605) 721-6122
  • Gecc

  • Gecc: 1719 W Main St, Tel.: (866) 432-2562
  • Great Western Bank

  • Great Western Bank: 3510 Sturgis Rd, Tel.: (605) 343-9720
  • Great Western Bank: 751 Mountain View Rd, Tel.: (605) 343-2351
  • Great Western Bank: 14 Saint Joseph St, Tel.: (605) 343-9230
  • Great Western Bank: 1516 E Saint Patrick St, Tel.: (605) 343-3583
  • Hatleli Ryan MLO

  • Hatleli Ryan MLO: 4940 5th St, Tel.: (605) 219-8051
  • Highmark Federal Credit Union

  • Highmark Federal Credit Union: 725 5th St, Tel.: (605) 716-4444
  • Knutson Mortgage

  • Knutson Mortgage: 701 Saint Joseph St, Tel.: (605) 394-2034
  • Major Mortgage

  • Major Mortgage: 445 Mount Rushmore Rd, Tel.: (605) 646-2800
  • Major Mortgage: 2101 Mount Rushmore Rd, Tel.: (605) 791-1204
  • Major Mortgage: 909 Saint Joseph St Ste 203, Tel.: (605) 791-1204
  • Master Finance

  • Master Finance: 1000 Cambell St Ste 3, Tel.: (605) 348-0319
  • Med5 Federal Credit Union

  • Med5 Federal Credit Union: 2300 W Main St, Tel.: (605) 342-7776
  • Money Lenders

  • Money Lenders: 1601 Cambell St Ste 1, Tel.: (605) 341-5958
  • OneMain Financial

  • OneMain Financial: 1301 W Omaha St, Tel.: (605) 343-3550
  • Pawn With Us

  • Pawn With Us: 406 E North St, Tel.: (605) 341-9950
  • Pioneer Bank & Trust

  • Pioneer Bank & Trust: 2001 W Omaha St, Tel.: (605) 341-2265
  • Pioneer Bank & Trust: 2018 Mount Rushmore Rd, Tel.: (605) 399-1510
  • Premier Home Mortgage Inc

  • Premier Home Mortgage Inc: 3024 Tower Rd, Tel.: (605) 716-7373
  • Presidential Pawn

  • Presidential Pawn: 610 N 7th St, Tel.: (605) 342-7296
  • Presidential Pawn & Gun

  • Presidential Pawn & Gun: 629 Saint Joseph St, Tel.: (605) 342-7296
  • Quality Lenders

  • Quality Lenders: 1415 N Lacrosse St Ste 5, Tel.: (605) 348-2820
  • Quick Cash Loans

  • Quick Cash Loans: 1036 Cambell St, Tel.: (605) 388-3704
  • Rabo Agrifinance

  • Rabo Agrifinance: 2525 W Main St Ste 302, Tel.: (605) 348-3505
  • Rapid Mortgage

  • Rapid Mortgage: 2920 W Main St, Tel.: (605) 355-9866
  • Red D Cash

  • Red D Cash: 315 E Saint Patrick St Ste B, Tel.: (605) 394-8499
  • Rushmore Mortgage Co

  • Rushmore Mortgage Co: 2020 Jackson Blvd Ste 3, Tel.: (605) 342-3232
  • Schaefer Laura MLO

  • Schaefer Laura MLO: 2920 W Main St, Tel.: (617) 816-1077
  • Sentinel Federal Credit Union

  • Sentinel Federal Credit Union: 4011 Triple Crown Dr, Tel.: (605) 923-1405
  • Springleaf Financial Services

  • Springleaf Financial Services: 1727 W Main St Ste 3, Tel.: (605) 342-4400
  • Springleaf Financial Services: 1301 W Omaha St Ste 103, Tel.: (605) 343-3550
  • Stockmens Financial Corp

  • Stockmens Financial Corp: 805 5th St, Tel.: (605) 399-2740
  • Underwood Aaron MLO

  • Underwood Aaron MLO: 909 Saint Joseph St, Tel.: (605) 646-2270
  • Us Bank

  • Us Bank: 3231 E Mall Dr, Tel.: (800) 872-2657
  • Us Bank: 2200 N Maple Ave Unit 112, Tel.: (605) 342-2141
  • Us Bank: 1846 Eglin St, Tel.: (800) 872-2657
  • Us Bank: 35 Omaha St, Tel.: (800) 872-2657
  • Us Bank: 630 Kansas City St, Tel.: (605) 394-2007
  • Us Bank: 255 Texas St Apt A, Tel.: (605) 348-2293
  • Us Bank: 645 Mountain View Rd, Tel.: (605) 394-2053
  • Us Bank: 701 Saint Joseph St Ste 101, Tel.: (605) 394-2000
  • Waggoner Kathy MLO

  • Waggoner Kathy MLO: 701 Saint Joseph St, Tel.: (605) 394-2034
  • Wells Fargo Bank

  • Wells Fargo Bank: 825 Saint Joseph St, Tel.: (605) 394-3800
  • Wells Fargo Bank: 1016 Mountain View Rd, Tel.: (605) 593-8558
  • Wells Fargo Bank: 1035 E Saint Patrick St, Tel.: (605) 394-3960
  • Wells Fargo Home Mortgage

  • Wells Fargo Home Mortgage: 1016 Mountain View Rd, Tel.: (605) 593-8558
  • Wells Fargo Home Mortgage: 825 Saint Joseph St, Tel.: (605) 394-3843
  • Wells Fargo Home Mortgage: 1035 E Saint Patrick St, Tel.: (605) 394-3960
  • Wells Fargo Home Mortgage: 202 Disk Dr, Tel.: (800) 869-3557

What is a personal loan?

A personal loan is a type of lending that enables borrowers to quickly get money to finance their needs. Your application will be reviewed based on your income and credit history. Since this loan is often unsecured, you do not need to provide collateral in order to be approved.

How do Personal Loans in Rapid City, SD work?

These loans are easy to use and easy to obtain. In order to get a loan, you need to fill out an application. Often times, you can do this both online and offline, but of course, it is much better to use an online application. Moreover, you do not have to waste time getting to the lender’s store and waiting for hours.

By filling out a simple online form, you can send an application to the lender and get a response almost instantly. If your application is approved, the lender will contact you, thus he will tell you more about the loan offer. If you are satisfied with the terms of the loan, you can sign a contract and receive money. As a rule, the amount will be transferred to your bank account within one business day.

The loan is repaid in monthly fixed installments. Depending on the lender chosen and the loan amount, terms vary from 1 to 5 years, however other terms are also available.

The benefits of Online Personal Loans in Rapid City

  • Since personal creditors care about the safety of your information, the data is often encrypted and not shared with third parties.
  • Fast approval. Online lenders approve applications within minutes so you don’t have to wait long for a response.
  • Convenient payments. If approved, you will be able to receive money directly into your bank account the very next business day.
  • Simple application. Even if you’ve never applied online, don’t worry as the form has been simplified as much as possible. Thus, filling out the application will not take more than five minutes.

What do you need to apply for a Personal Loan in Rapid City, SD?

As you know, each lender has its own eligibility criteria that must be met in order for your loan application to be approved. Explore the main ones:

  • You must be 18 years of age or older.
  • You must have a source of regular monthly income.
  • You must be a US citizen or an official resident.
  • You must provide government-issued ID.
  • You must provide a phone number and email.
  • You must provide a permanent residence address.

Personal Loan Calculator

Every Payment (Installment) = $522 per month for 0.17 year(s) at 35% APR

* It’s the amount of money you’ll need to pay every month (or other agreed period) according to your repayment plan.

Total Paid After 2 Payments = $1,044

Total Interest Paid* = $44

* The total amount of interest over all the period of the loan.

This calculation is just a representative example. Rates and fees can vary depending on the lender. Check all the finance charges in the loan agreement before signing it

Before applying for a Personal Loans consider alternatives available in Rapid City, SD:

Personal Loans in Rapid City, SD FAQ

Are Rapid City, SD, Personal Loans safe?

Of course! As already mentioned, personal lenders take care of your safety and the safety of your data. Thus, you do not need to worry, as your data is encrypted and not passed on to third parties.

Where can I get no credit check Personal Loans in Rapid City, SD?

Some lenders offer loans without a credit check, however they charge a higher interest on the loan as a guarantee that you will be able to repay the loan. Thus, before contacting lenders who do not conduct a credit check, consider whether it is beneficial for you and also consider other options for loans without a credit check.

How long does it take to get a Personal Loan in Rapid City, SD?

Often it will take you about one working day to receive the money. So, it will take you about five minutes to fill out and submit the online form, after which you will need to wait for the lender's response. Typically, personal lenders respond almost instantly. Thus, if you are approved, you sign the contract and receive the money the next business day.

Can bad credit Rapid City, SD, resident be approved for a Personal Loan?

Often, lenders approve borrowers' applications even if they have a bad credit history. However, it is worth noting that such borrowers are risky for lenders, so they receive high and unprofitable interest rates. As a rule, the main criterion affecting the approval of applications is the source of income, so even if you have a bad credit history, the chances of getting a loan are high.