Bad Credit Personal Loans. Once you’ve completed a simple application form, compare the rates and choose the best Personal Loans in California. Direct lenders guarantee instant online approval and funding within a few days.
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What is Personal Loan?
Personal Loan is money that you borrow for any personal use. Typically, this can be paying off a credit card debt, vacation, wedding expenses, urgent purchases, and more. This type of loan is unsecured, so you do not need to provide collateral in order for your application to be approved. A personal loan can help you if you want to make a large purchase but cannot pay the entire amount at once.
Typically, personal loan interest rates can range from 3 to 36 percent depending on a number of factors such as your annual income, debt-to-income ratio, credit score, and more.
Personal Loan Calculator
Every Payment (Installment) = $522 per month for 0.17 year(s) at 35% APR
* It’s the amount of money you’ll need to pay every month (or other agreed period) according to your repayment plan.
Total Paid After 2 Payments = $1,044
Total Interest Paid* = $44
* The total amount of interest over all the period of the loan.
How do California Personal Loans work?
All you need to do is visit the lender’s website, fill out a simple online form and provide information about yourself. Then you can submit an application and wait for the lender’s response. Typically, you will be able to get approval within 5 minutes after submitting the application. The lender will contact you to discuss the terms of the loan and if you are satisfied with the offer, you can sign a contract. The money will be transferred to your bank account the next business day.
Before applying for a Personal Loans consider alternatives available in California
California Personal Loans FAQ
Are California personal loans safe?
Of course! Lenders care about your safety, so you don't need to worry about it at all. All your data is encrypted and not passed on to third parties.
What are the requirements for obtaining a personal loan in California?
US citizen or an official resident at least 18 years old A source of income An active bank account Valid contact details such as phone and email A government issued ID
How long does it take to get a Personal Loan in California?
Typically, your loan application is approved on the day you apply. However, the money will be transferred to your account within one business day. Thus, if you fill out the form today, you will be able to receive money tomorrow.
Can a bad credit California resident be approved for a Personal Loan?
Most lenders consider the source of income to be the main factor in your approval. This way, even if you have a bad credit history, your application can be approved.