Columbia Personal Loans Online – Apply Now

Complete a simple application form online to get personal financing from legit direct lender regardless of your credit score.

Monthly Payment Personal Loans in Missouri. Even if you have bad credit, you can still apply and get approved for a $5,000 – $35,000 Personal loan in Columbia, MO. Look through the basic requirements of direct lenders and get financing the same or the next business day.

Best Personal Loan lenders in Columbia, MO

  • Boone County National Bank

  • Boone County National Bank: 720 E Broadway, Tel.: (573) 874-8446
  • Callaway Bank

  • Callaway Bank: 1600 Chapel Hill Rd, Tel.: (573) 447-1771
  • Central Trust Company

  • Central Trust Company: 720 E Broadway, Tel.: (573) 874-8490
  • Chase Bank

  • Chase Bank: 2000 Forum Blvd, Tel.: (573) 446-3012
  • Check Please

  • Check Please: 1301 Vandiver Dr Ste B, Tel.: (573) 814-0366
  • Commerce Bank

  • Commerce Bank: 3100 W Broadway, Tel.: (573) 886-5252
  • Commerce Bank: 3709 Sandman Ln, Tel.: (417) 626-4707
  • Commerce Bank: 2000 Bernadette Dr, Tel.: (573) 886-5650
  • Commerce Bank: 1220 E Brown School Rd, Tel.: (417) 837-5269
  • Commerce Bank: 501 E Broadway, Tel.: (573) 886-5270
  • Commerce Bank: 2609 E Broadway Ste 101, Tel.: (573) 886-5650
  • Commerce Bank: 901 E Broadway, Tel.: (417) 326-2477
  • Commerce Bank: 25 Conley Rd, Tel.: (573) 886-5290
  • Courtesy Loans Columbia

  • Courtesy Loans Columbia: 2716 Paris Rd Ste 2, Tel.: (573) 442-5907
  • First State Community Bank

  • First State Community Bank: 3200 Golden Bear Dr, Tel.: (573) 441-1700
  • First State Community Bank: 300 Diego Dr, Tel.: (573) 441-1800
  • First State Community Bank: 15 S 5th St, Tel.: (573) 441-1500
  • Great Southern Bank

  • Great Southern Bank: 3200 S Providence Rd, Tel.: (573) 256-0048
  • Landmark Bank

  • Landmark Bank: 3421 Grindstone Pkwy, Tel.: (573) 499-7333
  • Landmark Bank Mortgage Center

  • Landmark Bank Mortgage Center: 1603 Chapel Hill Rd Ste 105, Tel.: (573) 499-7333
  • Mariner Finance

  • Mariner Finance: 2703 E Broadway Ste 222, Tel.: (573) 303-0051
  • Merchants & Farmers Bank

  • Merchants & Farmers Bank: 4000 Range Line St, Tel.: (573) 499-0955
  • Missouri Credit Union

  • Missouri Credit Union: 111 E Broadway, Tel.: (573) 874-1477
  • Missouri Credit Union: 2101 W Broadway, Tel.: (573) 874-1477
  • Missouri Credit Union: 1310 Smiley Ln, Tel.: (573) 874-1477
  • Missouri Title Loans Inc.

  • Missouri Title Loans Inc.: 614 W Business Loop 70, Tel.: (573) 303-0219
  • Mortgage Research Center

  • Mortgage Research Center: 1605 Chapel Hill Rd, Tel.: (800) 405-6682
  • Premier Mortgage Service

  • Premier Mortgage Service: 1000 W Nifong Blvd Ste 1-100, Tel.: (573) 442-2476
  • Providence Bank

  • Providence Bank: 3855 Forum Blvd, Tel.: (573) 449-2800
  • River Region Credit Union

  • River Region Credit Union: 3000 Carter Ln, Tel.: (573) 635-4185
  • Security Finance

  • Security Finance: 1414 Interstate 70 Dr SW Ste C, Tel.: (573) 234-4750
  • Springleaf Financial Services

  • Springleaf Financial Services: 21 Conley Rd Ste P, Tel.: (573) 442-9553
  • Springleaf Financial Services: 1900 N Providence Rd Ste 202, Tel.: (573) 874-3385
  • Sun Loan Company

  • Sun Loan Company: 1412 Interstate 70 Dr SW Ste 104, Tel.: (573) 441-2565
  • The Callaway Bank

  • The Callaway Bank: 3200 W Broadway, Tel.: (573) 447-1771
  • The Callaway Bank: 5600 Bull Run Dr, Tel.: (573) 447-1771
  • The Missouri Bank II

  • The Missouri Bank II: 2500 Range Line St, Tel.: (573) 777-1000
  • Tigers Credit Union

  • Tigers Credit Union: 308 S 9th St, Tel.: (573) 443-8462
  • United Credit Union

  • United Credit Union: 3100 Falling Leaf Ct Ste 201, Tel.: (573) 442-6571
  • Us Bank

  • Us Bank: 911 E Rollins St Ste 1208, Tel.: (573) 441-0809
  • Us Bank: 500 N College Ave, Tel.: (800) 872-2657
  • Us Bank: 1000 E Broadway, Tel.: (573) 443-1621
  • Us Bank: 1408 Forum Blvd, Tel.: (573) 446-6600
  • Us Bank: 507 W Business Loop 70, Tel.: (573) 443-8820
  • Westwood Financial Group

  • Westwood Financial Group: 110 N 10th St, Tel.: (573) 449-3199

What is a personal loan?

A personal loan is a type of lending that enables borrowers to quickly get money to finance their needs. Your application will be reviewed based on your income and credit history. Since this loan is often unsecured, you do not need to provide collateral in order to be approved.

How do Personal Loans in Columbia, MO work?

These loans are easy to use and easy to obtain. In order to get a loan, you need to fill out an application. Often times, you can do this both online and offline, but of course, it is much better to use an online application. Moreover, you do not have to waste time getting to the lender’s store and waiting for hours.

By filling out a simple online form, you can send an application to the lender and get a response almost instantly. If your application is approved, the lender will contact you, thus he will tell you more about the loan offer. If you are satisfied with the terms of the loan, you can sign a contract and receive money. As a rule, the amount will be transferred to your bank account within one business day.

The loan is repaid in monthly fixed installments. Depending on the lender chosen and the loan amount, terms vary from 1 to 5 years, however other terms are also available.

The benefits of Online Personal Loans in Columbia

  • Since personal creditors care about the safety of your information, the data is often encrypted and not shared with third parties.
  • Fast approval. Online lenders approve applications within minutes so you don’t have to wait long for a response.
  • Convenient payments. If approved, you will be able to receive money directly into your bank account the very next business day.
  • Simple application. Even if you’ve never applied online, don’t worry as the form has been simplified as much as possible. Thus, filling out the application will not take more than five minutes.

What do you need to apply for a Personal Loan in Columbia, MO?

As you know, each lender has its own eligibility criteria that must be met in order for your loan application to be approved. Explore the main ones:

  • You must be 18 years of age or older.
  • You must have a source of regular monthly income.
  • You must be a US citizen or an official resident.
  • You must provide government-issued ID.
  • You must provide a phone number and email.
  • You must provide a permanent residence address.

Personal Loan Calculator

Every Payment (Installment) = $522 per month for 0.17 year(s) at 35% APR

* It’s the amount of money you’ll need to pay every month (or other agreed period) according to your repayment plan.

Total Paid After 2 Payments = $1,044

Total Interest Paid* = $44

* The total amount of interest over all the period of the loan.

This calculation is just a representative example. Rates and fees can vary depending on the lender. Check all the finance charges in the loan agreement before signing it

Before applying for a Personal Loans consider alternatives available in Columbia, MO:

Personal Loans in Columbia, MO FAQ

Are Columbia, MO, Personal Loans safe?

Of course! As already mentioned, personal lenders take care of your safety and the safety of your data. Thus, you do not need to worry, as your data is encrypted and not passed on to third parties.

Where can I get no credit check Personal Loans in Columbia, MO?

Some lenders offer loans without a credit check, however they charge a higher interest on the loan as a guarantee that you will be able to repay the loan. Thus, before contacting lenders who do not conduct a credit check, consider whether it is beneficial for you and also consider other options for loans without a credit check.

How long does it take to get a Personal Loan in Columbia, MO?

Often it will take you about one working day to receive the money. So, it will take you about five minutes to fill out and submit the online form, after which you will need to wait for the lender's response. Typically, personal lenders respond almost instantly. Thus, if you are approved, you sign the contract and receive the money the next business day.

Can bad credit Columbia, MO, resident be approved for a Personal Loan?

Often, lenders approve borrowers' applications even if they have a bad credit history. However, it is worth noting that such borrowers are risky for lenders, so they receive high and unprofitable interest rates. As a rule, the main criterion affecting the approval of applications is the source of income, so even if you have a bad credit history, the chances of getting a loan are high.