Rochester Personal Loans Online – Apply Now

Complete a simple application form online to get personal financing from legit direct lender regardless of your credit score.

Minnesota Personal Loans for Debt Consolidation. Even if you have bad credit, you can still apply and get approved for a $5,000 – $35,000 Personal loan in Rochester, MN. Look through the basic requirements of direct lenders and get financing the same or the next business day.

Best Personal Loan lenders in Rochester, MN

  • Affinity Plus Federal Credit Union

  • Affinity Plus Federal Credit Union: 3482 55th St NW, Tel.: (507) 285-0352
  • AgStar Financial Services

  • AgStar Financial Services: 7540 Airport View Dr SW, Tel.: (507) 529-2000
  • Bank of America

  • Bank of America: 2700 Broadway Ave N, Tel.: (507) 281-1444
  • Bremer Bank

  • Bremer Bank: 5125 Highway 52 N, Tel.: (507) 285-3318
  • Bremer Bank: 318 1st Ave SW Ste 120, Tel.: (507) 424-8282
  • Bremer Bank: 45 28th St SE, Tel.: (507) 529-1515
  • Eastwood Bank

  • Eastwood Bank: 5125 Highway 52 N, Tel.: (507) 285-3318
  • Eastwood Bank: 1625 Highway 14 E, Tel.: (507) 252-2817
  • First Alliance Credit Union

  • First Alliance Credit Union: 2483 Commerce Dr NW, Tel.: (507) 288-0330
  • First Alliance Credit Union: 320 Alliance Pl NE, Tel.: (507) 288-0330
  • First Alliance Credit Union: 501 16th St SE, Tel.: (507) 288-0330
  • Foresight Bank

  • Foresight Bank: 2660 Superior Dr NW, Tel.: (507) 534-3131
  • Grande Bailbond Corporation

  • Grande Bailbond Corporation: 2025 28th St SE, Tel.: (507) 280-8820
  • Great Western Bank

  • Great Western Bank: 625 5th Ave SE, Tel.: (507) 884-5420
  • Green Meadows Office

  • Green Meadows Office: 1698 Greenview Dr SW, Tel.: (507) 280-1740
  • Home Federal Bank

  • Home Federal Bank: 1201 Broadway Ave S Ste 54, Tel.: (507) 536-2416
  • Home Federal Bank: 100 1st Ave SW Ste 200, Tel.: (507) 280-7250
  • Home Federal Bank: 1016 Civic Center Dr NW, Tel.: (507) 535-1309
  • Homestead Mortgages Unlimited

  • Homestead Mortgages Unlimited: 1655 Teton Ct NE, Tel.: (507) 281-5950
  • Manufacturer Bank and Trust

  • Manufacturer Bank and Trust: 2020 2nd St SW, Tel.: (507) 226-8460
  • Merchants Bank

  • Merchants Bank: 3586 55th St NW, Tel.: (507) 535-1520
  • Merchants Bank: 1600 Greenview Dr SW, Tel.: (507) 282-7535
  • Merchants Bank: 201 1st Ave SW, Tel.: (507) 292-0777
  • MN First

  • MN First: 1932 Viking Dr NW, Tel.: (507) 289-2557
  • Mortgages Unlimited

  • Mortgages Unlimited: 12 Elton Hills Dr NW Ste 204, Tel.: (507) 281-9600
  • Olmsted National Bank

  • Olmsted National Bank: 975 34th Ave NW Ste 101, Tel.: (507) 280-0621
  • Premier Bank

  • Premier Bank: 3800 Highway 52 N, Tel.: (507) 285-3800
  • Premier Bank: 3145 Wellner Dr NE, Tel.: (507) 285-3223
  • Premier Bank: 1706 Greenview Pl SW, Tel.: (507) 285-3820
  • Premier Banks Rochester

  • Premier Banks Rochester: 421 1st Ave SW, Tel.: (507) 285-3700
  • Premier Mortgage of Rochester

  • Premier Mortgage of Rochester: 3265 19th St NW, Tel.: (507) 285-9898
  • Premier Mortgage of Rochester: 3135 Superior Dr NW Ste B, Tel.: (507) 285-9898
  • Riverside Finance

  • Riverside Finance: 4108 18th Ave NW, Tel.: (507) 424-2981
  • Springleaf Financial Services

  • Springleaf Financial Services: 4220 Highway 52 N, Tel.: (507) 281-9906
  • Sterling State Bank

  • Sterling State Bank: 5600 Highway 52 N, Tel.: (507) 252-7220
  • Sterling State Bank: 10 25th St SE, Tel.: (507) 280-9600
  • Sterlinginvest

  • Sterlinginvest: 1336 Apache Dr SW, Tel.: (507) 252-9472
  • Steve Larson - U.S. Bank Mortgage Loan Originator

  • Steve Larson - U.S. Bank Mortgage Loan Originator: 2665 Commerce Dr NW, Tel.: (507) 536-6484
  • Summit Mortgage Corporation

  • Summit Mortgage Corporation: 315 Elton Hills Dr NW Ste 102, Tel.: (507) 281-9600
  • Think Mutual Bank

  • Think Mutual Bank: 4001 W River Pkwy NW, Tel.: (507) 288-3425
  • Think Mutual Bank: 1698 Greenview Dr SW, Tel.: (507) 288-3425
  • Us Bank

  • Us Bank: 155 1st Ave SW, Tel.: (507) 285-7914
  • Us Bank: 402 1st Ave SW Ste 1, Tel.: (507) 285-7883
  • Us Bank: 1851 Assisi Dr NW, Tel.: (800) 872-2657
  • Us Bank: 155 1st Ave SW Ste B, Tel.: (507) 285-7900
  • Us Bank: 402 1st Ave SW, Tel.: (507) 285-7870
  • Us Bank: 610 19th Ave SW, Tel.: (507) 289-8887
  • Us Bank: 3225 40th Ave NW, Tel.: (800) 872-2657
  • Us Bank: 2665 Commerce Dr NW, Tel.: (507) 536-6480
  • Us Bank: 111 Broadway Ave S, Tel.: (800) 872-2657
  • Us Bank: 1315 6th St NW, Tel.: (800) 872-2657
  • Us Bank: 701 Broadway Ave N, Tel.: (800) 872-2657
  • Us Bank: 308 Elton Hills Dr NW, Tel.: (507) 252-8771
  • Us Bank: 400 4th St SE, Tel.: (800) 872-2657
  • Us Bank: 200 2nd St SW, Tel.: (800) 872-2657
  • Us Bank: 1520 2nd St SW, Tel.: (800) 872-2657
  • Us Bank: 919 37th St NW, Tel.: (800) 872-2657
  • Us Bank: 5505 Highway 52 N, Tel.: (800) 872-2657
  • Us Bank: 100 3rd St SW, Tel.: (800) 872-2657
  • Us Bank: 1216 2nd St SW, Tel.: (800) 872-2657
  • Wells Fargo Bank

  • Wells Fargo Bank: 21 1st St SW, Tel.: (507) 285-2800
  • West Bank

  • West Bank: 3147 Superior Dr NW Ste 100, Tel.: (507) 252-2970
  • Wintrust Mortgage

  • Wintrust Mortgage: 3338 19th St NW Ste 101, Tel.: (507) 258-4332
  • Wintrust Mortgage: 3552 W River Pkwy NW, Tel.: (507) 252-5626

What is a personal loan?

A personal loan is a type of lending that enables borrowers to quickly get money to finance their needs. Your application will be reviewed based on your income and credit history. Since this loan is often unsecured, you do not need to provide collateral in order to be approved.

How do Personal Loans in Rochester, MN work?

These loans are easy to use and easy to obtain. In order to get a loan, you need to fill out an application. Often times, you can do this both online and offline, but of course, it is much better to use an online application. Moreover, you do not have to waste time getting to the lender’s store and waiting for hours.

By filling out a simple online form, you can send an application to the lender and get a response almost instantly. If your application is approved, the lender will contact you, thus he will tell you more about the loan offer. If you are satisfied with the terms of the loan, you can sign a contract and receive money. As a rule, the amount will be transferred to your bank account within one business day.

The loan is repaid in monthly fixed installments. Depending on the lender chosen and the loan amount, terms vary from 1 to 5 years, however other terms are also available.

The benefits of Online Personal Loans in Rochester

  • Since personal creditors care about the safety of your information, the data is often encrypted and not shared with third parties.
  • Fast approval. Online lenders approve applications within minutes so you don’t have to wait long for a response.
  • Convenient payments. If approved, you will be able to receive money directly into your bank account the very next business day.
  • Simple application. Even if you’ve never applied online, don’t worry as the form has been simplified as much as possible. Thus, filling out the application will not take more than five minutes.

What do you need to apply for a Personal Loan in Rochester, MN?

As you know, each lender has its own eligibility criteria that must be met in order for your loan application to be approved. Explore the main ones:

  • You must be 18 years of age or older.
  • You must have a source of regular monthly income.
  • You must be a US citizen or an official resident.
  • You must provide government-issued ID.
  • You must provide a phone number and email.
  • You must provide a permanent residence address.

Personal Loan Calculator

Every Payment (Installment) = $522 per month for 0.17 year(s) at 35% APR

* It’s the amount of money you’ll need to pay every month (or other agreed period) according to your repayment plan.

Total Paid After 2 Payments = $1,044

Total Interest Paid* = $44

* The total amount of interest over all the period of the loan.

This calculation is just a representative example. Rates and fees can vary depending on the lender. Check all the finance charges in the loan agreement before signing it

Before applying for a Personal Loans consider alternatives available in Rochester, MN:

Personal Loans in Rochester, MN FAQ

Are Rochester, MN, Personal Loans safe?

Of course! As already mentioned, personal lenders take care of your safety and the safety of your data. Thus, you do not need to worry, as your data is encrypted and not passed on to third parties.

Where can I get no credit check Personal Loans in Rochester, MN?

Some lenders offer loans without a credit check, however they charge a higher interest on the loan as a guarantee that you will be able to repay the loan. Thus, before contacting lenders who do not conduct a credit check, consider whether it is beneficial for you and also consider other options for loans without a credit check.

How long does it take to get a Personal Loan in Rochester, MN?

Often it will take you about one working day to receive the money. So, it will take you about five minutes to fill out and submit the online form, after which you will need to wait for the lender's response. Typically, personal lenders respond almost instantly. Thus, if you are approved, you sign the contract and receive the money the next business day.

Can bad credit Rochester, MN, resident be approved for a Personal Loan?

Often, lenders approve borrowers' applications even if they have a bad credit history. However, it is worth noting that such borrowers are risky for lenders, so they receive high and unprofitable interest rates. As a rule, the main criterion affecting the approval of applications is the source of income, so even if you have a bad credit history, the chances of getting a loan are high.