Baton Rouge Personal Loans Online – Apply Now

Complete a simple application form online to get personal financing from legit direct lender regardless of your credit score.

Louisiana Personal Loans Near Me. Even if you have bad credit, you can still apply and get approved for a $5,000 – $35,000 Personal loan in Baton Rouge, LA. Look through the basic requirements of direct lenders and get financing the same or the next business day.

Best Personal Loan lenders in Baton Rouge, LA

  • A 1 Mortgage Service LLC

  • A 1 Mortgage Service LLC: 11606 Southfork Ave Ste 201, Tel.: (225) 368-0005
  • A F C

  • A F C: 11115 Industriplex Blvd, Tel.: (225) 293-6488
  • Acc Finance

  • Acc Finance: 8700 Florida Blvd, Tel.: (225) 927-0003
  • Advance America

  • Advance America: 8661 Siegen Ln, Tel.: (225) 761-4041
  • Advance America: 12330 Florida Blvd Ste 4, Tel.: (225) 275-4211
  • Advance America: 6224 Plank Rd Ste A, Tel.: (225) 356-9233
  • Advance America: 3045 Government St, Tel.: (225) 389-9447
  • Advance America: 9634 Airline Hwy Ste 1b, Tel.: (225) 925-3233
  • Advance America: 2134 Oneal Ln, Tel.: (225) 756-5413
  • Advance America: 7064 Siegen Ln Ste G, Tel.: (225) 291-4105
  • Advance America: 3132 College Dr, Tel.: (225) 925-2362
  • Advance America: 9620 Florida Blvd, Tel.: (225) 925-1510
  • Advance America: 11445 Coursey Blvd, Tel.: (225) 296-5080
  • American Cash Advance

  • American Cash Advance: 7171 Airline Hwy Ste 6, Tel.: (225) 355-5500
  • American Gateway Bank

  • American Gateway Bank: 11307 Coursey Blvd, Tel.: (225) 368-2500
  • American Thrift

  • American Thrift: 5235 Florida Blvd Ste G, Tel.: (225) 926-9090
  • Anthem Bank & Trust

  • Anthem Bank & Trust: 7809 Jefferson Hwy Ste C6, Tel.: (225) 930-7610
  • Atlas Credit

  • Atlas Credit: 4244 Florida Blvd, Tel.: (225) 923-3617
  • ATLOS LLC

  • ATLOS LLC: 7271 Florida Blvd, Tel.: (225) 303-8843
  • Audubon Credit Inc.

  • Audubon Credit Inc.: 4420 Florida Blvd, Tel.: (225) 926-6792
  • Available Credit Service - Sibleys

  • Available Credit Service - Sibleys: 5687 Hollywood Crossover St, Tel.: (225) 234-0682
  • B & K Bank

  • B & K Bank: 8810 Bluebonnet Blvd, Tel.: (225) 761-2526
  • B & K Mortgage

  • B & K Mortgage: 4703 Bluebonnet Blvd, Tel.: (225) 761-2528
  • BancorpSouth Bank

  • BancorpSouth Bank: 6100 Corporate Blvd Ste 100, Tel.: (225) 768-1100
  • Barbee Pipes: IBERIABANK Mortgage

  • Barbee Pipes: IBERIABANK Mortgage: 4451 Bluebonnet Blvd, Tel.: (225) 923-4360
  • Baton Rouge Credit

  • Baton Rouge Credit: 3975 North Blvd, Tel.: (225) 387-2292
  • Baton Rouge Financial

  • Baton Rouge Financial: 9564 Florida Blvd, Tel.: (225) 932-9995
  • Baton Rouge Telco Federal Credit Union

  • Baton Rouge Telco Federal Credit Union: 13404 Airline Hwy, Tel.: (225) 924-8900
  • Baton Rouge Telco Federal Credit Union: 2226 Wooddale Blvd, Tel.: (225) 928-7158
  • Bayou Federal Credit Union

  • Bayou Federal Credit Union: 5880 Florida Blvd, Tel.: (225) 925-3445
  • Bayou State Credit

  • Bayou State Credit: 9930 Florida Blvd Ste C, Tel.: (225) 926-6140
  • Bayou State Credit Inc

  • Bayou State Credit Inc: 8504 Airway Dr, Tel.: (225) 926-6140
  • BNY Mellon

  • BNY Mellon: 301 Main St, Tel.: (225) 379-7344
  • Brian Hanchey Senior Loan Officer

  • Brian Hanchey Senior Loan Officer: 734 S Lakeview Dr, Tel.: (225) 572-2131
  • Brian Harris Chevrolet

  • Brian Harris Chevrolet: 15015 Florida Blvd, Tel.: (225) 272-6500
  • Brooks Greenblatt

  • Brooks Greenblatt: 9400 Old Hammond Hwy, Tel.: (225) 231-2345
  • C & S Financial

  • C & S Financial: 9244 Florida Blvd Ste K, Tel.: (225) 929-7942
  • Campus Federal Credit Union - Perkins Road Financial Center

  • Campus Federal Credit Union - Perkins Road Financial Center: 6230 Perkins Rd, Tel.: (225) 769-8841
  • Capital City Credit Inc

  • Capital City Credit Inc: 3765 North Blvd, Tel.: (225) 383-0011
  • Cash Cow

  • Cash Cow: 14140 Coursey Blvd Ste B, Tel.: (225) 424-2466
  • Cash Cow: 4886 Airline Hwy, Tel.: (225) 308-7827
  • Cash Cow: 10440 Florida Blvd, Tel.: (225) 332-8482
  • Cash Cow: 5540 Government St, Tel.: (225) 666-5285
  • Cash Cow: 1539 N Foster Dr, Tel.: (225) 376-6977
  • Cash-2-U

  • Cash-2-U: 7019 Florida Blvd, Tel.: (225) 927-5263
  • Chapman Financial Services

  • Chapman Financial Services: 216 Lobdell Ave, Tel.: (225) 924-0881
  • Chase

  • Chase: 9960 Bluebonnet Blvd, Tel.: (225) 664-8560
  • Chase: 12351 Industriplex Blvd, Tel.: (877) 302-4273
  • Chase Bank

  • Chase Bank: 7979 Plank Rd, Tel.: (225) 332-4431
  • Chase Bank: 450 Laurel St, Tel.: (225) 332-4422
  • Chase Bank: 3554 S Sherwood Forest Blvd, Tel.: (225) 332-4411
  • Chase Bank: 451 Florida St Ste B100, Tel.: (225) 332-4022
  • Chase Bank: 3759 Perkins Rd, Tel.: (225) 332-4481
  • Chase Bank: 250 W State St, Tel.: (225) 387-1404
  • Chase Bank: 7474 Florida Blvd, Tel.: (225) 925-5441
  • Chase Bank: 9031 Siegen Ln, Tel.: (225) 332-4550
  • Chase Bank: 5900 Airline Hwy, Tel.: (225) 332-4361
  • Chase Bank: 9700 Bluebonnet Blvd, Tel.: (225) 819-8560
  • Chase Bank: 3428 Drusilla Ln, Tel.: (225) 332-4571
  • Chase Bank: 11311 Florida Blvd, Tel.: (225) 332-4261
  • Chase Bank: 6170 Jones Creek Rd, Tel.: (225) 332-4455
  • Chase Bank: 1312 Oneal Ln, Tel.: (225) 332-4580
  • Chase Bank: 6851 Bluebonnet Blvd, Tel.: (225) 763-9515
  • Chase Bank: 3955 Plank Rd, Tel.: (225) 332-4321
  • Chase Bank: 566 Lobdell Ave, Tel.: (225) 332-4321
  • Chase Bank: 6556 Siegen Ln, Tel.: (225) 292-2994
  • Chase Bank: 5522 Corporate Blvd, Tel.: (225) 245-3228
  • Chase Bank: 1702 Main St, Tel.: (225) 332-4310
  • Chase Bank: 7346 Highland Rd, Tel.: (225) 766-8622
  • Chase Bank: 15232 George Oneal Rd, Tel.: (225) 752-7232
  • Chase Bank: 2828 Monterrey Dr, Tel.: (225) 923-0402
  • Chase Bank: 7171 Corporate Blvd, Tel.: (225) 216-3707
  • Chase Bank: 3012 Government St, Tel.: (225) 387-0587
  • Chase Bank: 1818 S Sherwood Forest Blvd, Tel.: (225) 275-8350
  • Check Lenders

  • Check Lenders: 7744 Florida Blvd, Tel.: (225) 930-0041
  • Choice Credit

  • Choice Credit: 689 E Airport Ave Ste 2, Tel.: (225) 926-5400
  • Citizens Bank & Trust

  • Citizens Bank & Trust: 2925 S Sherwood Forest Blvd, Tel.: (225) 407-0403
  • Citizens Finance Service Discount of Baton Rouge

  • Citizens Finance Service Discount of Baton Rouge: 1001 Main St, Tel.: (225) 344-5255
  • Concordia Bank Loan Production Office

  • Concordia Bank Loan Production Office: 8325 Jefferson Hwy, Tel.: (225) 924-0882
  • Cooper Credit Corporation Inc

  • Cooper Credit Corporation Inc: 4220 Florida Blvd Ste B, Tel.: (225) 923-0800
  • Credit Plan of Baton Rouge

  • Credit Plan of Baton Rouge: 4889 North Blvd, Tel.: (225) 928-4130
  • Crescent Bank & Trust

  • Crescent Bank & Trust: 4870 Bluebonnet Blvd Ste A, Tel.: (225) 926-7607
  • Crestmark Bank

  • Crestmark Bank: 726 Highlandia Dr, Tel.: (225) 293-0711
  • Crestmark Commercial Capital Lending

  • Crestmark Commercial Capital Lending: 726 Highlandia Dr, Tel.: (225) 293-0711
  • Crown Financial Services Inc

  • Crown Financial Services Inc: 5235 Florida Blvd Ste H, Tel.: (225) 928-4012
  • Delta Credit

  • Delta Credit: 4245 North Blvd, Tel.: (225) 389-0100
  • Dr. Check

  • Dr. Check: 6240 Florida Blvd, Tel.: (225) 216-0400
  • Easy Money

  • Easy Money: 3617 Perkins Rd, Tel.: (225) 383-2274
  • Easy Money EMG

  • Easy Money EMG: 2515 Oneal Ln Ste 6, Tel.: (225) 753-7793
  • Easy Money EMG: 5962 Airline Hwy, Tel.: (225) 355-7429
  • Easy Money EMG: 4401 Government St, Tel.: (225) 928-9112
  • Easy Money EMG: 1927 Staring Ln, Tel.: (225) 769-3720
  • Easy Money EMG - Baton Rouge

  • Easy Money EMG - Baton Rouge: 11255 Florida Blvd, Tel.: (225) 273-0039
  • Essential Federal Credit Union

  • Essential Federal Credit Union: 6725 Siegen Ln, Tel.: (225) 353-8238
  • Evergreen Working Capital

  • Evergreen Working Capital: 8545 United Plaza Blvd Ste 360, Tel.: (225) 767-7233
  • Excel Finance Company

  • Excel Finance Company: 9230 Florida Blvd Ste A, Tel.: (225) 924-4448
  • Express Check Advance

  • Express Check Advance: 9706 Greenwell Springs Rd, Tel.: (225) 929-9884
  • Ez Check Loans

  • Ez Check Loans: 10466 Airline Hwy, Tel.: (225) 293-8370
  • Finance America Business Group

  • Finance America Business Group: 451 Florida St Ste 750, Tel.: (225) 383-8205
  • Finance First

  • Finance First: 11616 Southfork Ave Ste 402, Tel.: (225) 218-6071
  • Finance First: 1555 Plank Rd, Tel.: (225) 218-6071
  • First American Bank & Trust

  • First American Bank & Trust: 5412 Jones Creek Rd, Tel.: (225) 755-4600
  • First Citizens Bank

  • First Citizens Bank: 7646 Jefferson Hwy, Tel.: (225) 923-1916
  • First Consumers Financial

  • First Consumers Financial: 14580 Florida Blvd, Tel.: (225) 272-9009
  • First Stop Pawn Shop

  • First Stop Pawn Shop: 4025 Florida Blvd, Tel.: (225) 387-2228
  • Foti Financial Services

  • Foti Financial Services: 2110 Oneal Ln, Tel.: (225) 930-4460
  • Freedom Lending Inc

  • Freedom Lending Inc: 4200 Convention St, Tel.: (225) 344-4800
  • Gulf Coast Bidco

  • Gulf Coast Bidco: 8752 Quarters Lake Rd, Tel.: (225) 922-7717
  • Harrison Finance

  • Harrison Finance: 9244 Florida Blvd Ste A, Tel.: (225) 248-7259
  • Harrison Finance: 5830 S Sherwood Forest Blvd Ste A-4, Tel.: (225) 368-0471
  • Herring Bruce

  • Herring Bruce: 1001 Main St, Tel.: (225) 344-5255
  • Hyde Title Company

  • Hyde Title Company: 13862 Perkins Rd, Tel.: (225) 752-3200
  • Iberia Bank

  • Iberia Bank: 4451 Bluebonnet Blvd Suit D, Tel.: (225) 923-5567
  • Iberiabank

  • Iberiabank: 7325 Highland Rd, Tel.: (225) 923-4320
  • Iberiabank: 12920 Airline Hwy, Tel.: (225) 923-4350
  • Iberiabank: 3700 Essen Ln, Tel.: (225) 923-4430
  • Iberiabank: 14150 Coursey Blvd, Tel.: (225) 923-4310
  • Iberiabank: 3555 Perkins Rd, Tel.: (225) 923-5570
  • Iberiabank Loan Processing Office

  • Iberiabank Loan Processing Office: 4451 Bluebonnet Blvd Ste D, Tel.: (225) 923-5560
  • Imperial Credit Inc.

  • Imperial Credit Inc.: 4205 North Blvd, Tel.: (225) 465-5072
  • Investar Bank

  • Investar Bank: 7244 Perkins Rd, Tel.: (225) 448-5451
  • J P Morgan Chase & Company

  • J P Morgan Chase & Company: 8751 Seen Lnchase, Tel.: (225) 332-4550
  • J P Morgan Chase & Company: 3554 S Sherwood Forest Blvd, Tel.: (337) 236-7161
  • J.P. Morgan Private Bank

  • J.P. Morgan Private Bank: 451 Florida St, Tel.: (225) 332-4331
  • John Duke Laville: IBERIABANK Mortgage

  • John Duke Laville: IBERIABANK Mortgage: 3700 Essen Ln, Tel.: (225) 923-4282
  • JP Morgan Chase & Co

  • JP Morgan Chase & Co: 3970 Hundred Oaks Ave, Tel.: (225) 332-4550
  • Kendra L Hardnett Insurance Agency

  • Kendra L Hardnett Insurance Agency: 8367 Tom Dr, Tel.: (225) 952-9005
  • Kinwood Financial Corp

  • Kinwood Financial Corp: 3919 Florida Blvd, Tel.: (225) 344-4999
  • LELALouisiana Education Loan Authority

  • LELALouisiana Education Loan Authority: 2237 Acadian Thruway, Tel.: (225) 923-0065
  • Louisiana Credit Inc

  • Louisiana Credit Inc: 4220 Florida Blvd, Tel.: (225) 923-2262
  • Louisiana USA Federal Credit Union

  • Louisiana USA Federal Credit Union: 10289 Airline Hwy, Tel.: (225) 292-8910
  • Mariner Finance

  • Mariner Finance: 10330 Airline Hwy Ste A4, Tel.: (225) 201-1092
  • Metro Credit Co

  • Metro Credit Co: 4420 Florida Blvd, Tel.: (225) 926-3876
  • MTG Processor LLC

  • MTG Processor LLC: 7117 Florida Blvd, Tel.: (225) 215-0087
  • Neighbors Federal Credit Union

  • Neighbors Federal Credit Union: 13697 Coursey Blvd, Tel.: (225) 819-2178
  • Neighbors Federal Credit Union: 12529 Perkins Rd, Tel.: (225) 819-2178
  • Oak Tree Credit

  • Oak Tree Credit: 4653 North Blvd, Tel.: (225) 924-7910
  • Paycheck Loans

  • Paycheck Loans: 8345 Florida Blvd, Tel.: (225) 928-3102
  • Payday Today

  • Payday Today: 11441 Florida Blvd, Tel.: (225) 273-6485
  • Personal Credit Plan Inc

  • Personal Credit Plan Inc: 4329 North Blvd, Tel.: (225) 924-2121
  • Pioneer Credit

  • Pioneer Credit: 5235 Florida Blvd Ste A, Tel.: (225) 201-1092
  • Preferred Credit Inc

  • Preferred Credit Inc: 4415 North Blvd, Tel.: (225) 228-3664
  • Premier Mortgage

  • Premier Mortgage: 3233 S Sherwood Forest Blvd, Tel.: (225) 296-8400
  • Primary Residential Mortgage

  • Primary Residential Mortgage: 8211 Goodwood Blvd Ste A2, Tel.: (225) 300-8895
  • Prime Insurance Group

  • Prime Insurance Group: 8200 Village Plaza Ct Ste 1, Tel.: (225) 923-0953
  • Prime Residential Mortage

  • Prime Residential Mortage: 8480 Bluebonnet Blvd, Tel.: (225) 923-0953
  • Purvis Credit

  • Purvis Credit: 3673 Florida Blvd, Tel.: (225) 343-9564
  • Purvis CreditMetro CreditAudubon Credit

  • Purvis CreditMetro CreditAudubon Credit: 4410 Florida Blvd, Tel.: (225) 939-5326
  • Quality Finance

  • Quality Finance: 646 N Foster Dr Ste C, Tel.: (225) 929-7976
  • Rainbow Credit Center

  • Rainbow Credit Center: 4367 Government St, Tel.: (225) 388-9993
  • Red River Bank

  • Red River Bank: 9400 Old Hammond Hwy, Tel.: (225) 923-0232
  • Regal Credit Corporation

  • Regal Credit Corporation: 9489 Airline Hwy, Tel.: (225) 928-7133
  • Regions Bank

  • Regions Bank: 9590 Florida Blvd, Tel.: (800) 734-4667
  • Regions Bank: 7777 Jefferson Hwy, Tel.: (800) 734-4667
  • Regions Bank: 2121 Oneal Ln, Tel.: (800) 734-4667
  • Regions Bank: 10150 Coursey Blvd, Tel.: (800) 734-4667
  • Reliable Credit Corporation

  • Reliable Credit Corporation: 689 E Airport Ave Ste 1, Tel.: (225) 925-1488
  • Republic Finance

  • Republic Finance: 10979 Coursey Blvd Ste I, Tel.: (225) 292-5590
  • Republic Finance: 7031 Commerce Cir Ste 100, Tel.: (225) 927-0005
  • Rockview Financial Services Inc

  • Rockview Financial Services Inc: 1534 S Potwin Dr, Tel.: (225) 819-8477
  • Rose Financial Services Inc

  • Rose Financial Services Inc: 4335 North Blvd, Tel.: (225) 383-9033
  • Sherman Credit

  • Sherman Credit: 3829 North Blvd, Tel.: (225) 344-0975
  • Southwest Financial Partners LTD

  • Southwest Financial Partners LTD: 9300 Bluebonnet Blvd, Tel.: (225) 768-7812
  • Speedy Cash

  • Speedy Cash: 10828 Florida Blvd, Tel.: (225) 442-0407
  • Springleaf Financial Services

  • Springleaf Financial Services: 6555 Siegen Ln Ste 14, Tel.: (225) 928-5633
  • Springleaf Financial Services: 8345 Florida Blvd, Tel.: (225) 928-5633
  • Springleaf Financial Services: 9634 Airline Hwy Ste F-1d, Tel.: (225) 924-2374
  • Standard Financial Inc

  • Standard Financial Inc: 276 Lobdell Ave, Tel.: (225) 927-9872
  • Suncap Mortgage Inc

  • Suncap Mortgage Inc: 11616 Southfork Ave, Tel.: (225) 293-7500
  • Supreme Credit Inc

  • Supreme Credit Inc: 4220 Convention St, Tel.: (225) 388-9400
  • Teche Federal Bank

  • Teche Federal Bank: 9830 Old Hammond Hwy, Tel.: (225) 926-7378
  • Texas Capital Bank

  • Texas Capital Bank: 4609 Bluebonnet Blvd, Tel.: (225) 295-9150
  • The Cash Station

  • The Cash Station: 5247 Government St, Tel.: (225) 216-0309
  • The Cottonport Bank

  • The Cottonport Bank: 6500 Corporate Blvd, Tel.: (225) 231-6606
  • Tiger Credit Inc

  • Tiger Credit Inc: 4313 North Blvd, Tel.: (225) 925-3222
  • Tower Loan

  • Tower Loan: 10030 Sullivan Rd, Tel.: (225) 261-0158
  • Tower Loan: 12211 Greenwell Springs Rd, Tel.: (225) 261-0158
  • Triple A Check Loans

  • Triple A Check Loans: 12330 Florida Blvd Ste 6, Tel.: (225) 272-2224
  • United Community Bank

  • United Community Bank: 11280 Coursey Blvd, Tel.: (225) 293-8344
  • Vs Finance

  • Vs Finance: 4944 Florida Blvd, Tel.: (225) 275-3500
  • World Finance

  • World Finance: 10979 Coursey Blvd, Tel.: (225) 293-6977
  • World Finance: 8350 Florida Blvd Ste C-3, Tel.: (225) 922-9320
  • World Finance: 5550 S Sherwood Forest Blvd, Tel.: (225) 293-6977
  • Your Credit Inc.

  • Your Credit Inc.: 706 Oneal Ln, Tel.: (225) 274-1515

What is a personal loan?

A personal loan is a type of lending that enables borrowers to quickly get money to finance their needs. Your application will be reviewed based on your income and credit history. Since this loan is often unsecured, you do not need to provide collateral in order to be approved.

How do Personal Loans in Baton Rouge, LA work?

These loans are easy to use and easy to obtain. In order to get a loan, you need to fill out an application. Often times, you can do this both online and offline, but of course, it is much better to use an online application. Moreover, you do not have to waste time getting to the lender’s store and waiting for hours.

By filling out a simple online form, you can send an application to the lender and get a response almost instantly. If your application is approved, the lender will contact you, thus he will tell you more about the loan offer. If you are satisfied with the terms of the loan, you can sign a contract and receive money. As a rule, the amount will be transferred to your bank account within one business day.

The loan is repaid in monthly fixed installments. Depending on the lender chosen and the loan amount, terms vary from 1 to 5 years, however other terms are also available.

The benefits of Online Personal Loans in Baton Rouge

  • Since personal creditors care about the safety of your information, the data is often encrypted and not shared with third parties.
  • Fast approval. Online lenders approve applications within minutes so you don’t have to wait long for a response.
  • Convenient payments. If approved, you will be able to receive money directly into your bank account the very next business day.
  • Simple application. Even if you’ve never applied online, don’t worry as the form has been simplified as much as possible. Thus, filling out the application will not take more than five minutes.

What do you need to apply for a Personal Loan in Baton Rouge, LA?

As you know, each lender has its own eligibility criteria that must be met in order for your loan application to be approved. Explore the main ones:

  • You must be 18 years of age or older.
  • You must have a source of regular monthly income.
  • You must be a US citizen or an official resident.
  • You must provide government-issued ID.
  • You must provide a phone number and email.
  • You must provide a permanent residence address.

Personal Loan Calculator

Every Payment (Installment) = $522 per month for 0.17 year(s) at 35% APR

* It’s the amount of money you’ll need to pay every month (or other agreed period) according to your repayment plan.

Total Paid After 2 Payments = $1,044

Total Interest Paid* = $44

* The total amount of interest over all the period of the loan.

This calculation is just a representative example. Rates and fees can vary depending on the lender. Check all the finance charges in the loan agreement before signing it

Before applying for a Personal Loans consider alternatives available in Baton Rouge, LA:

Personal Loans in Baton Rouge, LA FAQ

Are Baton Rouge, LA, Personal Loans safe?

Of course! As already mentioned, personal lenders take care of your safety and the safety of your data. Thus, you do not need to worry, as your data is encrypted and not passed on to third parties.

Where can I get no credit check Personal Loans in Baton Rouge, LA?

Some lenders offer loans without a credit check, however they charge a higher interest on the loan as a guarantee that you will be able to repay the loan. Thus, before contacting lenders who do not conduct a credit check, consider whether it is beneficial for you and also consider other options for loans without a credit check.

How long does it take to get a Personal Loan in Baton Rouge, LA?

Often it will take you about one working day to receive the money. So, it will take you about five minutes to fill out and submit the online form, after which you will need to wait for the lender's response. Typically, personal lenders respond almost instantly. Thus, if you are approved, you sign the contract and receive the money the next business day.

Can bad credit Baton Rouge, LA, resident be approved for a Personal Loan?

Often, lenders approve borrowers' applications even if they have a bad credit history. However, it is worth noting that such borrowers are risky for lenders, so they receive high and unprofitable interest rates. As a rule, the main criterion affecting the approval of applications is the source of income, so even if you have a bad credit history, the chances of getting a loan are high.