Chicago Personal Loans Online – Apply Now

Complete a simple application form online to get personal financing from legit direct lender regardless of your credit score.

Illinois Personal Loans Online Approval. Even if you have bad credit, you can still apply and get approved for a $5,000 – $35,000 Personal loan in Chicago, IL. Look through the basic requirements of direct lenders and get financing the same or the next business day.

Best Personal Loan lenders in Chicago, IL

  • A Best Insurance Store

  • A Best Insurance Store: 2448 N Cicero Ave, Tel.: (773) 664-0711

  • ABC Bank

  • ABC Bank: 5645 W Lake St, Tel.: (773) 854-2900

  • Americas Financial Choice

  • Americas Financial Choice: 10302 S Halsted St, Tel.: (773) 249-7338

  • AmeriCash Loans

  • AmeriCash Loans: 6008 W North Ave, Tel.: (773) 917-5937

  • AvantCredit

  • AvantCredit: 640 N La Salle Dr Ste 535, Tel.: (800) 712-5407

  • CAFCU

  • CAFCU: 233 N Michigan Ave, Tel.: (312) 598-3553

  • Cash Exchange Jewelry & Loan

  • Cash Exchange Jewelry & Loan: 1236 W Devon Ave, Tel.: (872) 208-8593

  • Corporate America Family Credit Union

  • Corporate America Family Credit Union: 111 E Wacker Dr Ste Ll018, Tel.: (800) 359-1939

  • Credit Union 1

  • Credit Union 1: 100 W Randolph St Ste 208, Tel.: (800) 252-6950
  • Credit Union 1: 2359 N Washtenaw Ave, Tel.: (800) 252-6950
  • Credit Union 1: 601 S Morgan St, Tel.: (312) 413-3607
  • Credit Union 1: 750 S Halsted St Room 220c, Tel.: (800) 252-6950
  • Credit Union 1: 1737 W Polk St Ste 7, Tel.: (312) 413-2431

  • Crown Royal Jewelry & Loan

  • Crown Royal Jewelry & Loan: 6210 W North Ave, Tel.: (773) 622-2341

  • Delaware Place Bank

  • Delaware Place Bank: 190 E Delaware Pl Ste 1, Tel.: (312) 280-0360

  • Devon Financial Service

  • Devon Financial Service: 6414 N Western Ave, Tel.: (773) 381-2500

  • Devon Financial Services

  • Devon Financial Services: 22 E Adams St, Tel.: (312) 256-8595

  • First American Cash Advance

  • First American Cash Advance: 10503 S Western Ave, Tel.: (773) 672-4834

  • First Northern Credit Union

  • First Northern Credit Union: 230 W Monroe St Ste 2850, Tel.: (312) 332-6357

  • Hoyne Savings Bank

  • Hoyne Savings Bank: 4786 N Milwaukee Ave, Tel.: (773) 283-4100

  • Illinois Finance Authority

  • Illinois Finance Authority: 160 N. LaSalle St., Suite S-1000, Tel.: (312) 651-1300

  • Illinois Lending Corporation

  • Illinois Lending Corporation: 724 W Washington Blvd, Tel.: (312) 832-1800

  • Illinois Title Loans Inc.

  • Illinois Title Loans Inc.: 8700 S Ashland Ave, Tel.: (815) 401-1897
  • Illinois Title Loans Inc.: 5762 N Milwaukee Ave, Tel.: (331) 253-6700
  • Illinois Title Loans Inc.: 3159 W Cermak Rd, Tel.: (224) 232-8975

  • Illinois-Service Federal Savings And Loan Association

  • Illinois-Service Federal Savings And Loan Association: 4619 S King Dr, Tel.: (773) 624-2000

  • Jones Trading

  • Jones Trading: 223 W Erie St Ste 4sw, Tel.: (312) 335-4012

  • Lincoln Park Federal Savings and Loan

  • Lincoln Park Federal Savings and Loan: 3234 N Damen Ave, Tel.: (773) 935-4169

  • Loan Express

  • Loan Express: 180 W Washington St Ste 300, Tel.: (312) 332-3332

  • Midwest Mezzanine Funds

  • Midwest Mezzanine Funds: 55 W Monroe St Ste 3650, Tel.: (312) 291-7300

  • Neighborhood Loans: Pulaski - NMLS ID: 222982

  • Neighborhood Loans: Pulaski - NMLS ID: 222982: 5756 S Pulaski Rd, Tel.: (773) 649-4800

  • R3lending

  • R3lending: 222 Merchandise Mart Plz Ste 1225, Tel.: (844) 744-4500

  • Second Federal Savings

  • Second Federal Savings: 3960 W 26th St, Tel.: (773) 277-8500

  • Shore Bank

  • Shore Bank: 7936 S Cottage Grove Ave, Tel.: (773) 371-7000

  • Speedy Cash

  • Speedy Cash: 8701 S Cottage Grove Ave, Tel.: (872) 201-1729
  • Speedy Cash: 1552 W 119th St, Tel.: (888) 526-5565
  • Speedy Cash: 4800 W Addison St, Tel.: (773) 382-8972
  • Speedy Cash: 4648 S Cicero Ave, Tel.: (888) 662-8157

  • Sun Cash

  • Sun Cash: 5800 W North Ave, Tel.: (773) 237-3131

  • Swiss Fiduciary & Trust Co

  • Swiss Fiduciary & Trust Co: 7240 N Rogers Ave, Tel.: (773) 274-6063

  • United Credit Union

  • United Credit Union: 1526 E 55th St Ste 3, Tel.: (773) 843-8900
  • United Credit Union: 4747 W. Peterson Ave Ste 100, Tel.: (773) 843-8482

  • Wintrust Bank

  • Wintrust Bank: 1800 S Blue Island Ave, Tel.: (312) 985-5330
  • Wintrust Bank: 2250 N Sheffield Ave, Tel.: (773) 770-2245

  • X Capital

  • X Capital: 311 W Superior St Ste 207, Tel.: (312) 642-7080

What is a personal loan?

A personal loan is a type of lending that enables borrowers to quickly get money to finance their needs. Your application will be reviewed based on your income and credit history. Since this loan is often unsecured, you do not need to provide collateral in order to be approved.

How do Personal Loans in Chicago, IL work?

These loans are easy to use and easy to obtain. In order to get a loan, you need to fill out an application. Often times, you can do this both online and offline, but of course, it is much better to use an online application. Moreover, you do not have to waste time getting to the lender’s store and waiting for hours.

By filling out a simple online form, you can send an application to the lender and get a response almost instantly. If your application is approved, the lender will contact you, thus he will tell you more about the loan offer. If you are satisfied with the terms of the loan, you can sign a contract and receive money. As a rule, the amount will be transferred to your bank account within one business day.

The loan is repaid in monthly fixed installments. Depending on the lender chosen and the loan amount, terms vary from 1 to 5 years, however other terms are also available.

The benefits of Online Personal Loans in Chicago

  • Since personal creditors care about the safety of your information, the data is often encrypted and not shared with third parties.
  • Fast approval. Online lenders approve applications within minutes so you don’t have to wait long for a response.
  • Convenient payments. If approved, you will be able to receive money directly into your bank account the very next business day.
  • Simple application. Even if you’ve never applied online, don’t worry as the form has been simplified as much as possible. Thus, filling out the application will not take more than five minutes.

What do you need to apply for a Personal Loan in Chicago, IL?

As you know, each lender has its own eligibility criteria that must be met in order for your loan application to be approved. Explore the main ones:

  • You must be 18 years of age or older.
  • You must have a source of regular monthly income.
  • You must be a US citizen or an official resident.
  • You must provide government-issued ID.
  • You must provide a phone number and email.
  • You must provide a permanent residence address.

Personal Loan Calculator

Every Payment (Installment) = $522 per month for 0.17 year(s) at 35% APR

* It’s the amount of money you’ll need to pay every month (or other agreed period) according to your repayment plan.

Total Paid After 2 Payments = $1,044

Total Interest Paid* = $44

* The total amount of interest over all the period of the loan.

This calculation is just a representative example. Rates and fees can vary depending on the lender. Check all the finance charges in the loan agreement before signing it
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Before applying for a Personal Loans consider alternatives available in Chicago, IL:

Payday LoansTitle LoansInstallment Loans

Personal Loans in Chicago, IL FAQ

Are Chicago, IL, Personal Loans safe?

Of course! As already mentioned, personal lenders take care of your safety and the safety of your data. Thus, you do not need to worry, as your data is encrypted and not passed on to third parties.

Where can I get no credit check Personal Loans in Chicago, IL?

Some lenders offer loans without a credit check, however they charge a higher interest on the loan as a guarantee that you will be able to repay the loan. Thus, before contacting lenders who do not conduct a credit check, consider whether it is beneficial for you and also consider other options for loans without a credit check.

How long does it take to get a Personal Loan in Chicago, IL?

Often it will take you about one working day to receive the money. So, it will take you about five minutes to fill out and submit the online form, after which you will need to wait for the lender's response. Typically, personal lenders respond almost instantly. Thus, if you are approved, you sign the contract and receive the money the next business day.

Can bad credit Chicago, IL, resident be approved for a Personal Loan?

Often, lenders approve borrowers' applications even if they have a bad credit history. However, it is worth noting that such borrowers are risky for lenders, so they receive high and unprofitable interest rates. As a rule, the main criterion affecting the approval of applications is the source of income, so even if you have a bad credit history, the chances of getting a loan are high.