Idaho Falls Personal Loans Online – Apply Now

Complete a simple application form online to get personal financing from legit direct lender regardless of your credit score.

Low APR Personal Loans in Idaho. Even if you have bad credit, you can still apply and get approved for a $5,000 – $35,000 Personal loan in Idaho Falls, ID. Look through the basic requirements of direct lenders and get financing the same or the next business day.

Best Personal Loan lenders in Idaho Falls, ID

  • A M & Fg

  • A M & Fg: 3904 Washington Pkwy, Tel.: (208) 542-1010
  • A+ Credit Union

  • A+ Credit Union: 525 W Sunnyside Rd, Tel.: (208) 522-8576
  • Ace Financial

  • Ace Financial: 1820 E 17th St Ste 380, Tel.: (208) 552-2409
  • Advanced Mortgage Inc

  • Advanced Mortgage Inc: 475 Yellowstone Ave, Tel.: (208) 523-1743
  • Avery Financial Group INC

  • Avery Financial Group INC: 1869 N Yellowstone Hwy Ste 3, Tel.: (208) 524-8384
  • Bank of America

  • Bank of America: 110 N Holmes Ave, Tel.: (208) 522-8212
  • Bank of America: 1302 E 17th St, Tel.: (208) 552-2612
  • Bank of Commerce

  • Bank of Commerce: 375 Yellowstone Ave, Tel.: (208) 525-9184
  • Bank of Commerce: 1730 W Broadway St, Tel.: (208) 525-9189
  • Bank of Commerce: 1770 E 17th St, Tel.: (208) 525-9163
  • Bank Of Idaho

  • Bank Of Idaho: 1800 Channing Way, Tel.: (208) 524-5500
  • Beehive Federal Credit Union

  • Beehive Federal Credit Union: 1650 E Sunnyside Rd, Tel.: (208) 528-6767
  • Bell Financial Group

  • Bell Financial Group: 1833 E 17th St, Tel.: (208) 932-4559
  • Cash Cow

  • Cash Cow: 165 N Holmes Ave, Tel.: (208) 552-1818
  • Cash Cow Consummer Lending Group

  • Cash Cow Consummer Lending Group: 130 N Woodruff Ave, Tel.: (208) 552-1818
  • Cash Store

  • Cash Store: 589 E 17th St, Tel.: (208) 528-8400
  • Cessna Finance Corp

  • Cessna Finance Corp: 11600 S Arlington Dr, Tel.: (208) 529-4399
  • Charter Mortgage

  • Charter Mortgage: 660 S Woodruff Ave, Tel.: (208) 612-5400
  • Chastain Financial

  • Chastain Financial: 455 W 17th St, Tel.: (208) 542-5155
  • Chastain Financial: 208 S Holmes Ave, Tel.: (208) 542-5155
  • Check Into Cash

  • Check Into Cash: 1175 E 17th St, Tel.: (208) 552-2363
  • Check n Go

  • Check n Go: 580 E 17th St, Tel.: (208) 528-8500
  • Check N Loan

  • Check N Loan: 2235 E 17th St, Tel.: (208) 522-4460
  • Citizens Community Bank

  • Citizens Community Bank: 900 S Utah Ave, Tel.: (208) 529-6805
  • City 1st Mortgage Services

  • City 1st Mortgage Services: 475 Yellowstone Ave, Tel.: (208) 523-1743
  • City First Mortgage Service

  • City First Mortgage Service: 1582 N Holmes Ave, Tel.: (208) 523-1743
  • Continental Loans

  • Continental Loans: 771 S Woodruff Ave, Tel.: (208) 542-9467
  • Cornerstone Home Lending Inc.

  • Cornerstone Home Lending Inc.: 3363 Merlin Dr Ste B, Tel.: (208) 317-5712
  • CTX Funding

  • CTX Funding: 2235 E 25th St, Tel.: (208) 522-7600
  • D.L. Evans Bank

  • D.L. Evans Bank: 888 E 17th St, Tel.: (208) 542-2354
  • Diversified Equity Systems

  • Diversified Equity Systems: 414 Shoup Ave, Tel.: (208) 529-6843
  • East Idaho Credit Union

  • East Idaho Credit Union: 1170 Science Center Dr, Tel.: (208) 523-9069
  • East Idaho Credit Union: 865 S Woodruff Ave, Tel.: (208) 523-9068
  • Envision Lending Group

  • Envision Lending Group: 901 Pier View Dr Ste 202a, Tel.: (208) 535-8820
  • Fairway Independent Mortgage

  • Fairway Independent Mortgage: 403 1st St, Tel.: (208) 227-1596
  • Falls Lending

  • Falls Lending: 2539 Channing Way Ste 220, Tel.: (208) 523-3254
  • Farm Credit Mid-America

  • Farm Credit Mid-America: 1215 Pier View Dr, Tel.: (208) 552-2300
  • Farm Credit Mid-America: 2225 W Broadway St, Tel.: (208) 552-2300
  • Fastbucks

  • Fastbucks: 2071 E 17th St, Tel.: (208) 542-0432
  • Finch Sean MLO

  • Finch Sean MLO: 1275 E 17th St, Tel.: (208) 521-3737
  • First Financial Corp Mortgage Co

  • First Financial Corp Mortgage Co: 6549 S 5th W, Tel.: (208) 524-9000
  • Guild Mortgage Company

  • Guild Mortgage Company: 1710 Woodruff Park, Tel.: (208) 243-9810
  • Idaho Central Credit Union

  • Idaho Central Credit Union: 3330 S 15th E, Tel.: (208) 478-3300
  • Idaho Title Loans Inc.

  • Idaho Title Loans Inc.: 1725 E 17th St, Tel.: (208) 643-7110
  • Intermountain Home Loans

  • Intermountain Home Loans: 1000 Riverwalk Dr, Tel.: (208) 523-6770
  • Interwest Mortgage

  • Interwest Mortgage: 1275 East 17th Street, Tel.: (208) 525-8778
  • KeyBank

  • KeyBank: 501 W Broadway St, Tel.: (208) 525-6200
  • KeyBank: 1625 Northgate Mile, Tel.: (208) 525-6320
  • Legacy Mortgage Group

  • Legacy Mortgage Group: 780 N Holmes Ave, Tel.: (208) 525-3323
  • Legacy Mortgage Group: 1600 John Adams Pkwy Ste 100, Tel.: (208) 525-3323
  • LendNation

  • LendNation: 1259 E 17th St, Tel.: (208) 523-6666
  • LendNation: 1425 W Broadway St, Tel.: (208) 524-2885
  • Mountain West Mortgage

  • Mountain West Mortgage: 585 4th St, Tel.: (208) 542-2377
  • Mountain West Mortgage: 3911 N 5th E, Tel.: (208) 542-2377
  • Nexus Financial Group

  • Nexus Financial Group: 550 W Sunnyside Rd Ste 11, Tel.: (208) 529-0821
  • Nexus Financial Group: 3480 Merlin Dr, Tel.: (208) 529-0821
  • Nexus Mortgage Lending

  • Nexus Mortgage Lending: 550 W Sunnyside Rd Ste 11, Tel.: (208) 529-0821
  • Noble Finance

  • Noble Finance: 1675 S Woodruff Ave, Tel.: (208) 528-6800
  • Noble Finance: 631 1st St, Tel.: (208) 528-6800
  • Northwest Title Loans

  • Northwest Title Loans: 1160 E 17th St, Tel.: (208) 552-3147
  • OneMain Financial

  • OneMain Financial: 1276 S Woodruff Ave, Tel.: (208) 529-0304
  • OneMain Financial: 2287 E 17th St, Tel.: (208) 552-5983
  • Patriot Lending Group

  • Patriot Lending Group: 2766 Hidden Hutch, Tel.: (208) 552-1141
  • Quick Loan

  • Quick Loan: 1610 W Broadway St, Tel.: (208) 522-1211
  • Quick Loan Center

  • Quick Loan Center: 895 W Broadway St, Tel.: (208) 523-0655
  • Quik Check

  • Quik Check: 1202 E 17th St, Tel.: (208) 524-5000
  • Rabo Agrifinance

  • Rabo Agrifinance: 960 Pier View Dr, Tel.: (208) 552-6300
  • Rebound Financial Services

  • Rebound Financial Services: 626 S Woodruff Ave, Tel.: (208) 524-6686
  • Scenic Falls Credit Union

  • Scenic Falls Credit Union: 700 Memorial Dr, Tel.: (208) 552-4800
  • Scenic Falls Federal Credit Union

  • Scenic Falls Federal Credit Union: 1530 Elk Creek Dr, Tel.: (208) 529-0289
  • Security Finance

  • Security Finance: 2235 E 17th St, Tel.: (208) 228-0384
  • Security Finance: 270 S Woodruff Ave, Tel.: (208) 252-6555
  • Smith & Wilson Financial Services

  • Smith & Wilson Financial Services: 1820 E 17th St Ste 320, Tel.: (208) 523-5440
  • Snake River Funding

  • Snake River Funding: 1869 N Yellowstone Hwy Ste 4, Tel.: (208) 522-0919
  • Springleaf Financial Services

  • Springleaf Financial Services: 1276 S Woodruff Ave, Tel.: (208) 529-0304
  • Springleaf Financial Services: 2287 E 17th St, Tel.: (208) 552-5983
  • Stearns Landing

  • Stearns Landing: 1710 Woodruff Park, Tel.: (208) 529-4133
  • Teton Toyota

  • Teton Toyota: 2252 W Sunnyside Rd, Tel.: (208) 522-2911
  • Thompson Derek MLO

  • Thompson Derek MLO: 585 1st St, Tel.: (208) 241-7173
  • Title Cash

  • Title Cash: 1840 E 17th St, Tel.: (208) 532-0790
  • Title Cash: 1385 Northgate Mile, Tel.: (208) 535-1044
  • Us Bank

  • Us Bank: 585 1st St, Tel.: (208) 522-2897
  • Us Bank: 590 E 17th St, Tel.: (800) 872-2657
  • Us Bank: 1555 W Broadway St, Tel.: (208) 542-0761
  • Us Bank: 1705 W Broadway St, Tel.: (800) 872-2657
  • Us Bank: 330 Shoup Ave, Tel.: (208) 525-1600
  • USA Home Loans

  • USA Home Loans: 1833 E 17th St, Tel.: (208) 522-6027
  • Washington Mutual Inc

  • Washington Mutual Inc: 1675 E 17th St, Tel.: (208) 524-4880
  • Weaver Enterprises Inc

  • Weaver Enterprises Inc: 441 Parkway Cir, Tel.: (208) 757-3829
  • Wells Fargo Bank

  • Wells Fargo Bank: 1798 S 25th E, Tel.: (208) 542-6968
  • Wells Fargo Bank: 576 E 17th St, Tel.: (208) 524-3030
  • Wells Fargo Bank: 500 S Utah Ave, Tel.: (208) 932-7061
  • Wells Fargo Bank: 305 1st St, Tel.: (208) 533-6200
  • Wells Fargo Bank: 320 A St, Tel.: (208) 533-6025
  • Wells Fargo Bank: 400 S Woodruff Ave, Tel.: (208) 552-1326
  • Wells Fargo Home Mortgage

  • Wells Fargo Home Mortgage: 576 E 17th St, Tel.: (208) 524-3030
  • Wells Fargo Home Mortgage: 400 S Woodruff Ave, Tel.: (208) 552-1326
  • Wells Fargo Home Mortgage: 305 1st St, Tel.: (208) 533-6200
  • Wells Fargo Home Mortgage: 1604 W Broadway St, Tel.: (800) 869-3557
  • Wells Fargo Home Mortgage: 500 S Utah Ave, Tel.: (208) 932-7061
  • Wells Fargo Home Mortgage: 320 A St, Tel.: (208) 533-6045
  • Wells Fargo Home Mortgage: 1798 S 25th E, Tel.: (208) 542-6968
  • Wells Fargo Private Bank

  • Wells Fargo Private Bank: 900 Pier View Dr, Tel.: (208) 533-6112
  • Westergard Mortgage

  • Westergard Mortgage: 820 Wardell Ave, Tel.: (208) 529-4222
  • Westmark Credit Union

  • Westmark Credit Union: 3040 Outlet Blvd, Tel.: (208) 522-3199
  • Westmark Credit Union: 1385 Fremont Ave, Tel.: (208) 523-2109
  • World Finance

  • World Finance: 631 1st St, Tel.: (208) 522-8204
  • Xpress Cash

  • Xpress Cash: 780 W Broadway St, Tel.: (208) 542-0006
  • Xpress Cash: 2064 E 17th St Ste 2, Tel.: (208) 522-3600

What is a personal loan?

A personal loan is a type of lending that enables borrowers to quickly get money to finance their needs. Your application will be reviewed based on your income and credit history. Since this loan is often unsecured, you do not need to provide collateral in order to be approved.

How do Personal Loans in Idaho Falls, ID work?

These loans are easy to use and easy to obtain. In order to get a loan, you need to fill out an application. Often times, you can do this both online and offline, but of course, it is much better to use an online application. Moreover, you do not have to waste time getting to the lender’s store and waiting for hours.

By filling out a simple online form, you can send an application to the lender and get a response almost instantly. If your application is approved, the lender will contact you, thus he will tell you more about the loan offer. If you are satisfied with the terms of the loan, you can sign a contract and receive money. As a rule, the amount will be transferred to your bank account within one business day.

The loan is repaid in monthly fixed installments. Depending on the lender chosen and the loan amount, terms vary from 1 to 5 years, however other terms are also available.

The benefits of Online Personal Loans in Idaho Falls

  • Since personal creditors care about the safety of your information, the data is often encrypted and not shared with third parties.
  • Fast approval. Online lenders approve applications within minutes so you don’t have to wait long for a response.
  • Convenient payments. If approved, you will be able to receive money directly into your bank account the very next business day.
  • Simple application. Even if you’ve never applied online, don’t worry as the form has been simplified as much as possible. Thus, filling out the application will not take more than five minutes.

What do you need to apply for a Personal Loan in Idaho Falls, ID?

As you know, each lender has its own eligibility criteria that must be met in order for your loan application to be approved. Explore the main ones:

  • You must be 18 years of age or older.
  • You must have a source of regular monthly income.
  • You must be a US citizen or an official resident.
  • You must provide government-issued ID.
  • You must provide a phone number and email.
  • You must provide a permanent residence address.

Personal Loan Calculator

Every Payment (Installment) = $522 per month for 0.17 year(s) at 35% APR

* It’s the amount of money you’ll need to pay every month (or other agreed period) according to your repayment plan.

Total Paid After 2 Payments = $1,044

Total Interest Paid* = $44

* The total amount of interest over all the period of the loan.

This calculation is just a representative example. Rates and fees can vary depending on the lender. Check all the finance charges in the loan agreement before signing it

Before applying for a Personal Loans consider alternatives available in Idaho Falls, ID:

Personal Loans in Idaho Falls, ID FAQ

Are Idaho Falls, ID, Personal Loans safe?

Of course! As already mentioned, personal lenders take care of your safety and the safety of your data. Thus, you do not need to worry, as your data is encrypted and not passed on to third parties.

Where can I get no credit check Personal Loans in Idaho Falls, ID?

Some lenders offer loans without a credit check, however they charge a higher interest on the loan as a guarantee that you will be able to repay the loan. Thus, before contacting lenders who do not conduct a credit check, consider whether it is beneficial for you and also consider other options for loans without a credit check.

How long does it take to get a Personal Loan in Idaho Falls, ID?

Often it will take you about one working day to receive the money. So, it will take you about five minutes to fill out and submit the online form, after which you will need to wait for the lender's response. Typically, personal lenders respond almost instantly. Thus, if you are approved, you sign the contract and receive the money the next business day.

Can bad credit Idaho Falls, ID, resident be approved for a Personal Loan?

Often, lenders approve borrowers' applications even if they have a bad credit history. However, it is worth noting that such borrowers are risky for lenders, so they receive high and unprofitable interest rates. As a rule, the main criterion affecting the approval of applications is the source of income, so even if you have a bad credit history, the chances of getting a loan are high.