Georgia Personal Loans. Even if you have bad credit, you can still apply and get approved for a $5,000 – $35,000 Personal loan in Columbus, GA. Look through the basic requirements of direct lenders and get financing the same or the next business day.
Best Personal Loan lenders in Columbus, GA
- 1st Franklin Financial: 7830 Veterans Pkwy Ste F, Tel.: (706) 322-7804
- American Finance: 4400 2nd Ave Ste 2, Tel.: (706) 327-3575
- BB & T: 1201 Broadway, Tel.: (706) 494-5170
- BB & T: 4 Bradley Park Ct, Tel.: (800) 295-5744
- BB & T: 5700 Veterans Pkwy, Tel.: (706) 576-5601
- BB&T: 1234 1st Ave, Tel.: (706) 321-9650
- BB&T: 6100 Whitesville Rd, Tel.: (706) 660-1400
- Broadway Finance: 1246 Broadway, Tel.: (706) 322-8815
- Colony Bank: 1581 Bradley Park Dr, Tel.: (706) 571-6419
- Consolidated Loan: 5870 Veterans Pkwy Ste E, Tel.: (706) 327-6578
- Envoy Mortgage: 5820 Veterans Pkwy Ste 309, Tel.: (706) 320-4512
- Georgia Auto Pawn Inc.: 5383 Veterans Pkwy, Tel.: (706) 604-1231
- Glenn Finance: 2716 2nd Ave, Tel.: (706) 324-2215
- InstaLoan: 3548 Macon Rd, Tel.: (706) 561-3988
- Kinetic Credit Union: 1251 13th St, Tel.: (706) 320-8500
- Lendmark Financial Services: 6770 Veterans Pkwy Ste M, Tel.: (706) 327-8708
- Loanmax Title Loans: 4018 Buena Vista Rd, Tel.: (706) 568-3049
- Mann Finance: 1237 Broadway, Tel.: (706) 324-6411
- Mariner Finance: 3740 Macon Rd, Tel.: (706) 568-4006
- Mariner Finance: 3740 Macon Rd Ste A, Tel.: (706) 568-4006
- MEA Federal Credit Union: 6333 Whitesville Rd, Tel.: (706) 563-5002
- Members United Credit Union: 709 Veterans Pkwy, Tel.: (706) 987-8000
- Navy Federal Credit Union: 6501 Veterans Pkwy, Tel.: (888) 842-6328
- Navy Federal Credit Union: 3515 Victory Dr, Tel.: (888) 842-6328
- Navy Federal Credit Union: 5550 Whittlesey Blvd Ste 820, Tel.: (888) 842-6328
- Omni Financial: 2039 Torch Hill Rd Ste 101, Tel.: (706) 683-0390
- Phenix Finance Service: 1205 Broadway, Tel.: (706) 327-0010
- Republic Finance: 4519 Woodruff Rd Ste 13, Tel.: (706) 576-5974
- Security Finance: 2424 Woodruff Farm Rd Ste D, Tel.: (706) 223-1249
- Southern Finance Corp: 426 11th St, Tel.: (706) 322-0823
- Southern States Bank: 5604 Whittlesey Blvd, Tel.: (706) 494-0016
- Springleaf Financial Services: 2911 Airport Thruway Ste E, Tel.: (706) 571-9017
- Springleaf Financial Services: 2485 Airport Thruway, Tel.: (706) 324-4680
- Springleaf Financial Services: 3803 Macon Rd, Tel.: (706) 563-1568
- Springleaf Financial Services: 3740 Macon Rd Ste E, Tel.: (706) 563-1568
- SunTrust: 1246 1st Ave, Tel.: (706) 649-3690
- SunTrust: 2050 Auburn Ave, Tel.: (706) 223-6011
- SunTrust: 1645 Bradley Park Dr, Tel.: (706) 223-6139
- SunTrust ATM: 6900 Beaver Pond Dr, Tel.: (800) 786-8787
- SunTrust Bank: 3891 Victory Dr, Tel.: (706) 649-3780
- SunTrust Bank: 6310 Bradley Park Dr Ste B, Tel.: (706) 321-3666
- Western Finance: 3604 Macon Rd Ste 11, Tel.: (706) 562-9568
What is a personal loan?
A personal loan is a type of lending that enables borrowers to quickly get money to finance their needs. Your application will be reviewed based on your income and credit history. Since this loan is often unsecured, you do not need to provide collateral in order to be approved.
How do Personal Loans in Columbus, GA work?
These loans are easy to use and easy to obtain. In order to get a loan, you need to fill out an application. Often times, you can do this both online and offline, but of course, it is much better to use an online application. Moreover, you do not have to waste time getting to the lender’s store and waiting for hours.
By filling out a simple online form, you can send an application to the lender and get a response almost instantly. If your application is approved, the lender will contact you, thus he will tell you more about the loan offer. If you are satisfied with the terms of the loan, you can sign a contract and receive money. As a rule, the amount will be transferred to your bank account within one business day.
The loan is repaid in monthly fixed installments. Depending on the lender chosen and the loan amount, terms vary from 1 to 5 years, however other terms are also available.
The benefits of Online Personal Loans in Columbus
- Since personal creditors care about the safety of your information, the data is often encrypted and not shared with third parties.
- Fast approval. Online lenders approve applications within minutes so you don’t have to wait long for a response.
- Convenient payments. If approved, you will be able to receive money directly into your bank account the very next business day.
- Simple application. Even if you’ve never applied online, don’t worry as the form has been simplified as much as possible. Thus, filling out the application will not take more than five minutes.
What do you need to apply for a Personal Loan in Columbus, GA?
As you know, each lender has its own eligibility criteria that must be met in order for your loan application to be approved. Explore the main ones:
- You must be 18 years of age or older.
- You must have a source of regular monthly income.
- You must be a US citizen or an official resident.
- You must provide government-issued ID.
- You must provide a phone number and email.
- You must provide a permanent residence address.
Personal Loan Calculator
Every Payment (Installment) = $522 per month for 0.17 year(s) at 35% APR
* It’s the amount of money you’ll need to pay every month (or other agreed period) according to your repayment plan.
Total Paid After 2 Payments = $1,044
Total Interest Paid* = $44
* The total amount of interest over all the period of the loan.
Before applying for a Personal Loans consider alternatives available in Columbus, GA:
Personal Loans in Columbus, GA FAQ
Are Columbus, GA, Personal Loans safe?
Of course! As already mentioned, personal lenders take care of your safety and the safety of your data. Thus, you do not need to worry, as your data is encrypted and not passed on to third parties.
Where can I get no credit check Personal Loans in Columbus, GA?
Some lenders offer loans without a credit check, however they charge a higher interest on the loan as a guarantee that you will be able to repay the loan. Thus, before contacting lenders who do not conduct a credit check, consider whether it is beneficial for you and also consider other options for loans without a credit check.
How long does it take to get a Personal Loan in Columbus, GA?
Often it will take you about one working day to receive the money. So, it will take you about five minutes to fill out and submit the online form, after which you will need to wait for the lender's response. Typically, personal lenders respond almost instantly. Thus, if you are approved, you sign the contract and receive the money the next business day.
Can bad credit Columbus, GA, resident be approved for a Personal Loan?
Often, lenders approve borrowers' applications even if they have a bad credit history. However, it is worth noting that such borrowers are risky for lenders, so they receive high and unprofitable interest rates. As a rule, the main criterion affecting the approval of applications is the source of income, so even if you have a bad credit history, the chances of getting a loan are high.